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Low Income Banking
PM Jan Dhan Yojana

Zero balance savings account with RuPay debit card, accident insurance, and life insurance.

Eligibility:
  • Any Indian citizen above 10 years of age
  • No existing bank account
  • Valid Aadhaar number
Benefits:
  • Zero balance savings account
  • RuPay debit card
  • ₹2 lakh accident insurance
Official Website 1800-111-111
Low Income Investment
PM Kisan Samman Nidhi

Direct income support of ₹6,000 per year to eligible farmer families.

Eligibility:
  • Small and marginal farmers
  • Landholding up to 2 hectares
  • Valid bank account
Benefits:
  • ₹6,000 per year
  • 3 installments of ₹2,000 each
  • Direct bank transfer
Official Website 155261
All Pension
National Pension System (NPS)

Voluntary retirement savings scheme with tax benefits and market-linked returns.

Eligibility:
  • Indian citizens between 18-65 years
  • Valid PAN and bank account
  • No income restrictions
Benefits:
  • Tax deduction under 80C
  • Additional ₹50,000 under 80CCD(1B)
  • Flexible contribution amounts
Official Website 1800-222-080
Low Income Pension
Atal Pension Yojana

Pension scheme for unorganized sector workers with government co-contribution.

Eligibility:
  • Age between 18-40 years
  • Unorganized sector worker
  • Valid bank account
Benefits:
  • Guaranteed pension of ₹1,000-5,000 per month
  • Government co-contribution
  • Tax benefits
Official Website 1800-180-1111
All Investment
Sukanya Samriddhi Yojana

Small savings scheme for girl child with high interest rates and tax benefits.

Eligibility:
  • Girl child below 10 years
  • Maximum 2 accounts per family
  • Valid birth certificate
Benefits:
  • High interest rate (8.0%)
  • Tax deduction under 80C
  • Minimum ₹250, maximum ₹1.5 lakh per year
Official Website 1800-180-1111
Low Income Health
Ayushman Bharat

Health insurance scheme providing coverage up to ₹5 lakhs per family per year.

Eligibility:
  • Families identified in SECC database
  • No income tax payers
  • No government employees
Benefits:
  • Coverage up to ₹5 lakhs per family
  • Cashless treatment
  • Covers pre and post hospitalization
Official Website 14555

Popular Schemes

Most Popular
  • PM Jan Dhan Yojana
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  • PM Kisan Samman Nidhi
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  • National Pension System (NPS)
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How To Apply
Application Info
Download Guide

Important Links

Government Portals
Financial Institutions
Helpline Numbers
  • PMJDY: 1800-111-111
  • PM Kisan: 155261
  • Ayushman Bharat: 14555